Understanding Common Homeowners’ Losses

New and existing homeowners look to their homeowners’ insurance for protection from fire damages, water losses or toxic chemical exposure. Costly financial losses for water or fire damages are commonly associated with:

• Air conditioning units

• Water heaters

• Heated floors

• Refrigerators

• Stand-up freezers

• Kitchen stoves

• Dishwashers

• Washing machines

• Dryers

• Fireplaces and wood-burning stoves

• Plumbing – kitchen, bathrooms, laundry room, living rooms with wet bars

• Ceiling fans

• Light switches

• Track lighting

• Office workstations

• Window installations

• Faulty roofing

• Natural gas and propane installations

These losses can result from a wide range of causes such as:

• Faulty installations

• Damaged plumbing

• Incorrect electrical wiring

• Leaking gas lines

• Defective appliances

• Flawed building products

Brown Law Firm, PL, works closely with insurance companies and their representatives. We can provide seasoned guidance for avoiding common homeowners’ losses.

Avoiding Common Homeowners’ Losses

While many losses are sudden, some are preventable with careful and regular inspections of your home. Be alert to any irregularities such as odd sounds, flickering lights or unexpected puddles of water in your home. Staying up to date with owners’ manuals and warranties can also be essential for new appliances, but other means of avoiding common losses include:

• Regular periodic inspection

• Seasonal replacement of worn parts

• Inspections by qualified professionals

If you believe a faulty product or installation is the root of your loss, we can provide an analysis to determine if a products liability or construction defect claim is your next best step.

Look To Leaders In The Field Of Insurance Recovery For Assistance

We provide comprehensive services for products liability, construction defects and insurance subrogation. While proper inspection and proactive remedies can prevent some avoidable financial losses, it may not prevent all damages. Call our office in Lake Mary at 407-347-4908 to learn more about our firm’s legal assistance for products liability and construction defect claims. You may also send us an email to arrange for a consultation.